Credit Repair Services We Offer🔍 Credit Report Analysis We pull and review your credit reports from all three bureaus to identify errors, outdated items, and negative accounts holding your score back.
📝 Credit Dispute & Verification Services We challenge inaccurate, unverifiable, or outdated items under the Fair Credit Reporting Act (FCRA), including:
⚖️ Creditor & Bureau Communication We handle all written disputes and follow-ups with:
🔄 Ongoing Credit Monitoring Support We track changes to your credit file, monitor responses from the bureaus, and adjust dispute strategies as your credit improves.
🧠 Credit Education & Score Optimization We teach you how to:
🧩 New Credit & Credit Building Programs For no credit or low credit clients, we help you:
🏠 Identity Theft & Fraud Assistance If fraud is impacting your credit, we help you:
📈 Personalized Credit Improvement Plans No cookie-cutter programs. Every client gets a strategy based on their goals:
We help you legally remove inaccurate negative items, rebuild credit the right way, and teach you how to keep your score strong for life.
✔ Disputes & bureau challenges
✔ Credit building & score optimization
✔ Identity theft recovery
✔ Education, not empty promises
Trust-Building Disclaimer We do not promise specific score increases. Results vary based on individual credit profiles and creditor responses.
📝 Credit Dispute & Verification Services We challenge inaccurate, unverifiable, or outdated items under the Fair Credit Reporting Act (FCRA), including:
- Late payments
- Collections
- Charge-offs
- Repossessions
- Foreclosures
- Bankruptcies (when applicable)
⚖️ Creditor & Bureau Communication We handle all written disputes and follow-ups with:
- Equifax
- Experian
- TransUnion
- Original creditors
- Collection agencies
🔄 Ongoing Credit Monitoring Support We track changes to your credit file, monitor responses from the bureaus, and adjust dispute strategies as your credit improves.
🧠 Credit Education & Score Optimization We teach you how to:
- Use credit cards correctly
- Lower utilization
- Avoid score-damaging mistakes
- Build positive payment history
Real education = long-term results.
🧩 New Credit & Credit Building Programs For no credit or low credit clients, we help you:
- Establish new tradelines
- Add authorized user accounts (piggybacking)
- Use secured and starter credit responsibly
🏠 Identity Theft & Fraud Assistance If fraud is impacting your credit, we help you:
- Place fraud alerts
- Dispute unauthorized accounts
- Restore your credit profile step-by-step
📈 Personalized Credit Improvement Plans No cookie-cutter programs. Every client gets a strategy based on their goals:
- Home buying
- Auto financing
- Business credit
- Lower interest rates
We help you legally remove inaccurate negative items, rebuild credit the right way, and teach you how to keep your score strong for life.
✔ Disputes & bureau challenges
✔ Credit building & score optimization
✔ Identity theft recovery
✔ Education, not empty promises
Trust-Building Disclaimer We do not promise specific score increases. Results vary based on individual credit profiles and creditor responses.
Services include:
Personalized Dispute Options to Fit Your Exact Credit Repair Needs.
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An Experienced Case Analyst and Case Advisor Working Personally With You throughout The Process
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Custom Dispute Letters Submitted On Your Behalf.
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Access to Your Case Status and Updated Information - 24 Hours A Day / 7 Days A Week.
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We have an excellent track record in helping client's to improve their credit scores:
If you have a better credit score you could potentially have a better interest rate. Just an increase of 20 points in your credit score can mean a difference of tens of thousands of dollars in interest saved on an average priced home and hundreds of dollars of interest saved on car payments and credit cards. We have a proven track record of helping clients to raise credit scores quickly and effectively to give you better purchasing power.
Average Client's Credit Score Increase in 6 months:
60 points
Average Score Increase in 35 days:
10 points or more 93%
20 points or more 71%
50 points or more 25%
100 points or more 15%
20 points or more 71%
50 points or more 25%
100 points or more 15%
Average Score Increase in 90 days:
10 points or more 97%
20 points or more 82%
50 points or more 40%
100 points or more 25%
20 points or more 82%
50 points or more 40%
100 points or more 25%
Our 100% Guarantee, Cancellation and Return Policy:
These people had amazing results
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"I saw real improvement in my credit after working with Credit USA. They communicated clearly and followed through on everything they promised."
Callum R. |
"The credit consultant was knowledgeable, professional, and easy to work with. Their guidance helped me see real improvements."
Dave I. |
"My credit score improved significantly after starting the credit repair process. The changes made a real difference in my financial opportunities."
Gloria G. |